Speck Family Dealerships

Shop Used Vehicles by Price

Looking for an affordable vehicle? Speck Dealerships offers cheap used cars, trucks, and SUVs across six convenient locations, giving you a wide selection to fit any budget. Every pre-owned vehicle is carefully inspected and competitively priced, so you can get behind the wheel with confidence. Browse online, compare your options across all six locations, and find a great value on your next vehicle today.

used cars under 20,000 usd

Shop Used Vehicles Under $20,000

Shopping used vehicles under $20,000 at Speck Dealerships opens up a broader selection of newer cars, trucks, and SUVs with lower average mileage than many budget-priced options. Popular models in this range often show 40,000 to 100,000 miles, striking a solid balance between affordability, modern technology, and long-term reliability. Buyers with a credit score around 650 may qualify for monthly payments in the $325–$450 per month range, depending on the vehicle's price, down payment, loan term, taxes, and lender approval. Every used vehicle at Speck Dealerships also comes with a CARFAX Vehicle History Report, giving you extra peace of mind.

Shop $20k and Under
couple looking at used vehicles

Shop Used Vehicles Under $30,000

Shopping for a used vehicle under $30,000 at Speck Dealerships puts you in reach of a great lineup of late-model cars, trucks, and SUVs featuring modern technology, advanced safety features, and lower mileage. Vehicles in this range typically fall between 20,000 and 80,000 miles, making them a smart option for drivers who want like-new quality without the new-car price tag. Buyers with a credit score around 650 may qualify for monthly payments of approximately $425–$575 per month, depending on the vehicle's price, down payment, loan term, taxes, and lender approval.

Shop $30k and Under
couple looking at carfax report

Shop Used Vehicles Under $40,000

Browse used vehicles under $40,000 at Speck Dealerships and discover a standout selection of late-model trucks, SUVs, and cars, many loaded with premium trim packages, advanced driver-assist features, and low mileage. Vehicles in this range often show 10,000 to 60,000 miles and include favorites like the Ford Explorer and Hyundai Tucson and other top-name brands, making this price point ideal for buyers seeking near-new quality while saving thousands compared to buying new.

Shop $40k and Under
man looking at used vehicles

Shop Used Vehicles Under $50,000

Look into used vehicles under $50,000 at Speck Dealerships and step into a top-tier lineup of late-model trucks, SUVs, and performance vehicles equipped with cutting-edge technology, robust safety features, and often minimal wear. Many of these vehicles sit under 50,000 miles, making them a compelling alternative to buying new while still keeping thousands of dollars in your pocket.

Shop $50k and Under

Contact Us

Monday 8:30AM - 7:00PM
Tuesday 8:30AM - 7:00PM
Wednesday 8:30AM - 7:00PM
Thursday 8:30AM - 7:00PM
Friday 8:30AM - 7:00PM
Saturday 9:00AM - 6:00PM
Sunday Closed
Holiday Hours
New Year’s Day: Closed
Monday 7:30AM - 5:30PM
Tuesday 7:30AM - 5:30PM
Wednesday 7:30AM - 5:30PM
Thursday 7:30AM - 5:30PM
Friday 7:30AM - 5:30PM
Saturday Closed
Sunday Closed
Holiday Hours
New Year’s Day: Closed
Monday 7:30AM - 6:00PM
Tuesday 7:30AM - 6:00PM
Wednesday 7:30AM - 6:00PM
Thursday 7:30AM - 6:00PM
Friday 7:30AM - 6:00PM
Saturday 8:00AM - 3:00PM
Sunday 10:00AM - 6:00PM
Holiday Hours
New Year’s Day: Closed